你是homedebtor嗎？

　　在房價飛漲的年代，買房的同時也意味著背上了沉重的負債，如果你背上的房貸很難在你有生之年還清，那么你就成了homedebtor。

　　Recent homebuyers are becoming homedebtors at the same time. A homedebtor is a homeowner with an extremely large mortgage, particularly one that he or she is unlikely to ever pay off

　　近些年不少人在買房的同時也背上了巨額房貸，成為了homedebtor。Homedebtor指的是房貸數額特別巨大的人，有的大到這輩子也難以還清。

　　In the end, millions of homedebtors will lose their homes, the homes they told everyone they "owned", the homes everyone told them would "be a great investment".

　　最終，數百萬身背巨額房貸的人將失去他們的房子，這個他們曾告知天下“屬于自己的”房子，這個人人都說將是“非常好的投資”的房子。

　　These perpetual debtors/serfs will probably never own the home outright, thanks to cyclical refinancing (used to fund conspicuous consumption) and property taxes.

　　這些長期的債務人兼房奴將很可能永遠無法完全擁有這個房子，因為炫耀性消費需要周期性的再融資來提供資金，也因為房產稅的存在。